Car Accident Lawyer Boca Raton, FL

A car crash on Glades Road, Federal Highway, or I-95 can leave an injured driver or passenger dealing with medical bills, missed work, and calls from insurance adjusters within days. A car accident lawyer in Boca Raton, FL can explain how Florida’s no-fault insurance rules apply, collect evidence, and pursue compensation from the driver who caused the crash. Jacobson Injury Firm represents people hurt in car accidents throughout Boca Raton and southern Palm Beach County. Contact the firm for a free consultation.

How Car Accident Claims Work in Florida

Florida is a no-fault state. After most crashes, an injured person first turns to their own Personal Injury Protection (PIP) coverage, regardless of who caused the collision.

Under Florida Statute 627.736, PIP generally pays up to $10,000 per person. It covers 80% of reasonable medical expenses and 60% of lost income. To use these benefits, the injured person must receive initial medical care within 14 days of the crash. If a qualified medical provider does not find an emergency medical condition, medical benefits may be capped at $2,500.

For many Boca Raton crash victims, $10,000 does not go far. A single emergency room visit, imaging, and a few weeks of therapy can exhaust it. Florida law allows an injured person to step outside the no-fault system and bring a claim against the at-fault driver when the injury meets a legal threshold, such as:

• Significant and permanent loss of an important bodily function
• A permanent injury, within a reasonable degree of medical probability
• Significant and permanent scarring or disfigurement
• Death

Showing that an injury meets this threshold usually depends on medical records and physician opinions. Early, consistent treatment matters.

Where Car Accidents Happen in Boca Raton

Boca Raton’s busiest roads carry a steady mix of commuters, delivery vehicles, tourists, and students from Florida Atlantic University and Lynn University. City crash data covering 2018 through 2023, reported by The Coastal Star, identified several high-crash corridors:

• West Glades Road (Federal Highway to Jog Road): 2,454 crashes, 32 involving death or serious injury
• Federal Highway (Camino Real to Yamato Road): 1,541 crashes, 43 involving death or serious injury
• West Palmetto Park Road (Boca Del Mar Drive to NW 12th Avenue): 1,011 crashes
• West Yamato Road (Federal Highway to Congress Avenue): 980 crashes
• Palmetto Park Road (A1A to SW 7th Avenue): 933 crashes

The same data showed a rate of 95 serious-injury or fatal crashes per 100,000 residents in Boca Raton, compared with 62 for Palm Beach County as a whole. Roads owned by the state and county make up a small share of the city’s network but account for most serious crashes. The city has developed a Vision Zero Action Plan aimed at reducing traffic deaths and severe injuries.

Common Types of Car Accidents in Boca Raton

Jacobson Injury Firm handles a wide range of car accident claims, including:

• Rear-end collisions in stop-and-go traffic on Glades Road and Yamato Road
• Intersection and left-turn crashes along Federal Highway and State Road 7
• High-speed collisions on I-95 and Florida’s Turnpike
• Hit-and-run accidents, where the at-fault driver leaves the scene
• Drunk driving crashes caused by impaired drivers
• Distracted driving accidents involving phones or in-vehicle screens

What Compensation Can a Car Accident Victim Recover?

When a claim moves beyond PIP, an injured person may seek compensation from the at-fault driver for:

• Medical expenses not covered by PIP, including future treatment
• Lost wages and reduced earning capacity
• Rehabilitation and physical therapy
• Property damage to the vehicle
• Pain and suffering
• Mental anguish and loss of enjoyment of life

The value of a claim depends on the severity of the injuries, the available insurance coverage, and the evidence of fault. Some injuries, such as concussions and back injuries, can worsen in the weeks after a crash, so the full cost may not be clear right away.

What If the Injured Person Was Partly at Fault?

Florida follows a modified comparative fault rule. Under Florida Statute 768.81, a person found more than 50% at fault for their own injuries cannot recover damages from another driver.

A person who is 50% at fault or less can still recover, but the award is reduced by their share of fault. For example, a driver found 20% responsible with $100,000 in damages could recover $80,000. Insurance companies often try to shift blame onto the injured person for this reason. The firm’s guide to comparative fault in Florida explains this rule in more detail.

What Should You Do After a Boca Raton Car Accident?

The steps taken in the first hours and days after a crash can affect both PIP benefits and a later injury claim. If it is safe to do so, an injured driver or passenger should:

• Call 911. Florida Statute 316.065 requires drivers to report crashes involving injury, death, or apparent property damage of at least $500. Boca Raton Police respond inside city limits, while the Florida Highway Patrol generally handles crashes on I-95 and the Turnpike.
• Get medical care within 14 days. Missing this window can mean losing PIP medical benefits. Boca Raton Regional Hospital operates an emergency room on Meadows Road, and the nearest Level I trauma center for southern Palm Beach County is Delray Medical Center.
• Document the scene. Take photos of the vehicles, road conditions, traffic signals, and visible injuries, and get contact information from witnesses.
• Request the crash report. Reports can be requested from the Boca Raton Police Services Department or through the Florida Crash Portal. Florida requires a sworn affidavit and photo ID for most requests.
• Avoid recorded statements. The other driver’s insurer may ask for a recorded statement early. Speaking with an attorney first can help protect the claim.

The firm’s checklist on what to do after an accident covers these steps in more depth.

How Long Do You Have to File a Car Accident Claim in Florida?

Under Florida Statute 95.11, most negligence claims, including car accident claims, must be filed within two years. Florida shortened this deadline from four years to two for claims arising after March 24, 2023.

Two years can pass quickly while someone is still in treatment. Evidence such as traffic camera footage and vehicle data can also disappear within weeks. The firm’s overview of the Florida statute of limitations covers exceptions and related deadlines.

No Fee Unless We Win

Jacobson Injury Firm handles car accident cases on a contingency fee basis. There is no upfront cost, and no attorney fee is owed unless the firm recovers compensation.

Clients work directly with attorney Adam Jacobson, who is licensed in Florida, New York, Connecticut, and Illinois. He prepares each case as if it may go to trial. The firm’s case results include a $300,000 recovery in a car accident case. Past results do not guarantee a similar outcome.

Frequently Asked Questions

Do I need a lawyer if Florida is a no-fault state?

PIP covers only part of medical bills and lost income, up to $10,000. An injured person with serious or permanent injuries may have a claim against the at-fault driver for the rest. A lawyer can assess whether the injury meets Florida’s threshold and handle negotiations with insurers.

What if the other driver has no insurance?

Florida requires drivers to carry PIP and property damage liability, but most drivers are not required to carry bodily injury liability coverage. Uninsured/underinsured motorist coverage on the injured person’s own policy may pay for losses the at-fault driver cannot cover. The Florida Department of Highway Safety and Motor Vehicles lists the state’s insurance requirements.

How long does a car accident case take?

Many claims settle within several months to a year, depending on the length of medical treatment and how insurers respond. Cases that go to litigation can take longer.

Should I talk to the other driver’s insurance company?

The injured person should report the crash to their own insurer as their policy requires. Before giving a recorded statement to the other driver’s insurer, it is wise to speak with a lawyer, because those statements can be used to dispute fault or injuries.

How much does a car accident lawyer cost?

Jacobson Injury Firm works on a contingency fee basis. Clients pay nothing upfront, and there is no attorney fee unless money is recovered.

Contact a Car Accident Lawyer in Boca Raton, FL

An injured driver or passenger should not have to fight insurance companies while recovering. A car accident lawyer in Boca Raton, FL can review the crash, explain the options under Florida law, and pursue full compensation. Call (561) 567-7163 or contact Jacobson Injury Firm today to schedule a free consultation.