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Coral Springs, FL Rideshare Accident Attorney (Uber & Lyft)
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Injured in an Uber or Lyft crash in Coral Springs?
Rideshare accident attorneys who untangle the layered insurance behind every Uber and Lyft claim.
A rideshare crash leaves passengers and other drivers facing a maze of insurance policies most people never see coming. A Coral Springs rideshare accident attorney at Jacobson Injury Firm sorts out which coverage applies, proves who was at fault, and pursues the full value of the injury. Reach out today for a free consultation.
Table of Contents
- Rideshare Accident Attorney Coral Springs, FL
- How Uber and Lyft Insurance Coverage Works
- Who Can File a Rideshare Claim
- What Sets Jacobson Injury Firm Apart
- Injuries and Compensation
- What to Do After a Rideshare Crash
- Coral Springs Rideshare Accident Attorney FAQs
- Local Resources
- What Clients Say
- Contact Jacobson Injury Firm
Rideshare Accident Attorney Coral Springs, FL
Uber and Lyft are everywhere in Coral Springs, carrying riders along University Drive, out to the Sawgrass Expressway, and toward the airports and Fort Lauderdale. When one of those trips ends in a crash, the injured, whether a passenger, another driver, or a pedestrian, are treated at Broward Health Coral Springs or the county’s trauma center.
A rideshare accident claim recovers what the crash cost: medical bills, lost income, pain, and long-term care. Fault turns on negligence, but the harder question is often which insurance policy pays, and that depends on what the driver was doing at the moment of the crash.
How Uber and Lyft Insurance Coverage Works
Florida requires rideshare companies to carry coverage that changes depending on the driver’s status in the app, which is why these claims are more complex than an ordinary crash.
- App off: The driver’s personal auto insurance applies, just like any private motorist.
- App on, waiting for a ride: Uber and Lyft provide limited liability coverage, typically $50,000 per person and $100,000 per crash.
- En route or carrying a passenger: A $1 million liability policy generally applies while the driver is on the way to a pickup or during the trip.
Determining which phase the driver was in decides which policy responds. Florida’s comparative fault rule also applies, reducing recovery by your share of blame and barring it past 50 percent, and identifying every liable party is central to a full recovery.
Who Can File a Rideshare Claim
Several kinds of people are hurt in Uber and Lyft crashes, and each has a path to compensation.
- Rideshare passengers, who almost never share fault and can usually pursue whichever driver caused the crash.
- Other drivers and their passengers, struck by a rideshare vehicle whose driver was negligent.
- Pedestrians and cyclists, hit by a driver who was logged into the app.
- The rideshare driver, when another motorist caused the wreck.
Because a rideshare crash can involve the app driver, another motorist, and multiple insurers at once, these claims frequently require piecing together coverage from more than one source. That is where experienced representation makes the largest difference.
What Sets Jacobson Injury Firm Apart
Prepared to Try the Case
Adam Jacobson prepares each claim as though a jury will decide it, which is often what moves an insurer off a low offer. He earned his law degree from Florida International University College of Law and is licensed in Florida, New York, Connecticut, and Illinois.
Results and Direct Attention
Mr. Jacobson has recovered millions of dollars for injured clients and handles each case personally, so the attorney who evaluates the claim is the one who negotiates and, if needed, tries it in the Broward County courts.
Injuries and Compensation
Rideshare crashes cause the same serious harm as any car wreck: traumatic brain injuries, spinal damage, fractures, and internal injuries. A claim can recover damages for medical care, lost wages and future earning capacity, pain and suffering, and property damage. Passengers usually have a strong position, since they rarely bear any fault for the crash.
One challenge is unique to these cases: the insurers involved may each argue the other is responsible, leaving an injured passenger caught in the middle. A thorough investigation that pins down the driver’s app status and the sequence of the crash cuts through that finger-pointing and directs the claim at the right policy.
What to Do After a Rideshare Crash
Taking the right steps early helps preserve the details these claims turn on.
- Call 911 and get medical care, even if you feel only shaken at first.
- Screenshot your Uber or Lyft trip details, which document the driver and the ride.
- Photograph the scene, the vehicles, and your injuries.
- Collect information from every driver involved and any witnesses.
- Report the crash through the app, but avoid recorded statements to insurers before consulting an attorney.
Coral Springs Rideshare Accident Attorney FAQs
Who pays if I was hurt as an Uber or Lyft passenger?
It depends on fault and coverage. If the rideshare driver was carrying you, a $1 million policy generally applies. If another driver caused the crash, their insurance is in play, with the rideshare coverage often available as backup.
What if the rideshare driver’s app was off?
Then the driver’s personal auto insurance applies, not the company’s coverage. Confirming the driver’s app status is one of the first steps in the investigation.
How long do I have to file a claim?
Generally two years from the crash under section 95.11. Acting early protects the deadline and the evidence.
Can I sue Uber or Lyft directly?
Usually the claim runs through the applicable insurance policy rather than the company itself, since drivers are independent contractors. An attorney can identify the right target and coverage.
What if I was driving for Uber or Lyft when another car hit me?
You can pursue the at-fault driver’s insurance, and depending on your app status at the time, the rideshare company’s coverage may also apply, including uninsured motorist protection if the other driver had too little insurance. The details of your status at the moment of the crash determine what is available.
What does a rideshare accident attorney cost?
Nothing upfront. The firm works on contingency, so the fee comes only from a recovery, and the first consultation is free. The fee percentage is set in writing before any work begins, so reviewing the claim carries no financial risk.
Local Resources
- Broward Health Coral Springs runs the city’s hospital and 24-hour emergency room at 3000 Coral Hills Drive, Coral Springs, FL 33065. (954) 344-3000.
- The Coral Springs Police Department investigates crashes from 2801 Coral Springs Drive. Non-emergency: (954) 344-1800.
For any emergency, call 911.
Please note: These organizations have no connection to Jacobson Injury Firm, and the firm does not endorse them. They appear here only as a convenience for readers.
What Clients Say
“Adam Jacobson is a bright, smart detailed attorney. I highly recommend him to represent you.”
David Kane
More reviews are available on the firm’s Google Business Profile.
Contact Jacobson Injury Firm
An Uber or Lyft crash should not leave you lost in a maze of insurance policies. Jacobson Injury Firm represents people injured in rideshare crashes across Coral Springs and Broward County, works on contingency, and charges no fee unless it wins a recovery. The first consultation is free. Contact us today to speak with a Coral Springs rideshare accident attorney.